Photo by GotCredit
Some credit card companies charge annual fees that you must pay every year to keep your card. Those fees are often waived for the first year or six months. Make note of the fees and take action when the time draws near.
If you have good credit, you may have access to credit cards that don’t require annual fees. Otherwise, you might consider getting a credit card with an annual fee and using it for a limited amount of time. It is important that you calculate the card’s worth and if there are ways through rewards programs to help pay the annual fee.
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