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Not only does each creditor offer their own interest rates, but each card they offer might have different interest rates. Typically, the better your credit, the lower your interest rate.
There are ways to avoid paying interest on your purchases. For instance, if you pay your balance in full within the grace period, you may not be charged interest. If you typically carry balances from month to month, you want to be especially aware of the credit card’s annual percentage rate (APR).
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