Top 10 Things Every Auto Insurance Policy Should Have

Theft Protection

Some auto insurance policies offer comprehensive coverage, which may grant you protection against vehicular theft. If your policy doesn’t, you may still be able to score a discount of as much as 30% by installing an anti-theft device in your car. Look up vehicle thefts and vehicular crime rates in your area to get a clear picture of your personal risk.

Vehicular theft protection is important, as when you lose your car it will leave you without proper transportation. Most insurance companies will deem the car a total loss if it is not found quickly, and issue you a check for the cost of a new car. If you have a loan on your vehicle, theft protection can save you tens of thousands of dollars.

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