Check Your Credit Reports
People make mistakes, so do credit reporting agencies. If there are errors on your report, this is bringing your score down. Finding major errors on your credit reports and having them corrected can affect your score immensely.
If you find inaccurate information that is dragging down your score, removing or correcting the information might bring up your score enough to qualify for a loan. While not always the case for everyone, errors can greatly hinder your credit score and rating – especially major ones.
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