10 Things You Need to Know Before Getting a Credit Card

Payment Options

How do you plan to pay your credit card bill each month? If you prefer to pay in person or use cash, you may be surprised to discover that these two methods are not always allowed. Some credit card companies only accept payments from checking accounts at brick-and-mortar banks, which means you cannot pay your bill with PayPal, a prepaid debit card, or cash.

Make sure you understand what is expected of you before you begin using a credit card. Convenience and ease of use for managing your account are important. By not understanding what you are agreeing to, you may find yourself driving several miles at the last minute to make a payment that you thought you could pay online.

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