Categories: Lifestyle

Top 10 Things Every Life Insurance Policy Should Have

Annual Renewal

A lot can happen in one year, and some of those changes may influence your life insurance premium. For example, if you lose weight or quit smoking, your premium may go down. If you choose a plan that only renews once every few years, you may not be able to take advantage of reduced premiums.

An annual renewal option also gives you the opportunity to adjust your life insurance to fit your current finances. Perhaps another child was born and you need more insurance. You can’t always make these adjustments on the fly, so an annual renewal option is the next best thing.

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