Sometimes life brings unexpected changes, and that’s not always a good thing. If you lose your job or no longer qualify for disability payments, you may find it difficult to pay a fixed premium for the rest of your life. Universal life insurance policies have flexible payment plans, which make them a great option for folks who don’t have a large balance in their savings accounts.
Naturally, you’ll still have to pay a premium, but flexibility is important. You don’t want one bad week to ruin your financial strategy. Even if you don’t use the flexibility, it’s nice to know you have the option.
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