Top 10 Things Every Auto Insurance Policy Should Have

Coverage for Original Manufacturer Parts

If you wreck your vehicle and have a plan that pays for repairs, you probably expect to receive new, compatible pieces. Unfortunately, some insurance providers only cover aftermarket parts, which may be an issue for you. To avoid having to switch out designer parts for generic parts, ask how repairs work.

If you are outside of your manufacturer’s warranty, this will be especially important. You want to make sure that the integrity of your car’s mechanics is not sacrificed during the repair process. Ask your insurer to include clear terms of how repair through your insurance will work.