In an ideal world, every motorist would have auto insurance. Unfortunately, statistics show that nationwide, more than 12% of motorists are uninsured. In some states, the rate exceeds 25%. Although there are states that do have uninsured motorists coverage for those who are in an accident, receiving the money may not be immediate.
Comb over your insurance policy before signing up to note just how much uninsured motorist coverage you receive for your vehicle and for any hospitalization or bodily harm. Good uninsured motorist coverage can help you get better and keep your family out of debt after an accident with an uninsured driver. Likewise, check the minimum insurance requirements for your state and use them as a guide when shopping insurance policies.
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