Loan Payments Stay the Same
Unlike credit cards, bank loans will typically have the same payment throughout the loan term. Credit card payments depend on the charged amount and fluctuate each time you receive a new statement. Personal loans are paid in even installments, unless your contract states otherwise.
Some lenders are very flexible about due dates. If you have a specific day of the month that you prefer to make a payment, you can talk to the loan provider about making payments due on that date. There may also be a grace period that lets you be a few days late without receiving negative feedback from the lender on your credit report.
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