Categories: Lifestyle

10 Things You Need to Know Before Getting a Credit Card

Risk of Identity Theft

More than 13 million Americans are impacted by identity theft each year. If your credit card is lost or stolen, a thief gains access to identifying information about you and can assume your identity with utility providers or other companies. Even if your card is not stolen, it is important to guard your financial and personal information.

Do not store your credit card information with various companies for online purchases or bill payments. It may be a bit of a hassle, but fill in the card information each time. You will save yourself a lot of hassle and expense by taking steps to protect your identity.

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