Top 10 Things Every Health Insurance Policy Should Have

Prescription Drug Coverage

Many plans cover the cost of prescription drugs, but that doesn’t mean every drug is covered. If you prefer brand-name drugs rather than generic medications, make sure your plan covers these expenses. Also, keep in mind any supplements or vitamins that your doctor regularly prescribes, as some insurance policies do not cover these.

Because prescription medication for certain conditions can cost a great deal of money each month, it is important to know that what you need is covered. Create a list of medications you take and discuss them with your insurance provider to avoid out of pocket costs. Prescription drug coverage sounds like it covers everything but every policy is different.