Photo by Brian Henry Thompson
A traditional health insurance plan may not cover dental checkups or eye examinations, but you still need coverage for unexpected issues. For example, if you break your tooth during sporting practice or injure your eye while cleaning the kitchen, you need a plan that will cover these costs. Look for a policy that includes emergency treatment as well as the basic checkups.
Dental coverage may not cover braces or even oral surgery for a root canal. Vision coverage may not cover optional items such as contact lenses, only paying for eyeglasses. It is up to you to discuss these things with your policy provider and make sure you are getting the coverage you need.
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