Though having a satellite radio, upgraded speakers, or a custom paint job may be pleasing for your new vehicle, these may be items you wish to add aftermarket. By adding these upgrade items to the price of your vehicle, you are also adding them to the loan. This means you will be paying interest on a paint job long after they have lost their value completely.
Some of the dealer options and extra add-ons may be worth the investment if they add time-tested value to the car, but a good salesman is going to try to upsell you on options that are frivolous and may not add to the final value of the car.
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