Gone are the days where you could only deal with a bank. If you are looking for a personal loan, there are peer to peer networks that lend money as well. Peer lending networks offer more flexible plans and more wiggle room for payments.
As with bank loans, you may have to meet a specific set of criteria to qualify for funds from a peer-to-peer lending group. Some groups are composed of strangers from around the world, while other lending groups are formed by friends and family members who want to share money. Remember, any contract that you sign in a peer-to-peer lending group is still legally binding, so make sure you do not borrow more money than you can easily repay.
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