Photo by 401(K) 2012
Most loans provide you with an item. Auto loans buy you a vehicle and mortgage loans provide you with a house. Even credit cards offer a way to charge items, but require a cash advance specifically if you need cash. Personal loans are the one loan that gives you cash and nothing else.
There are lenders who prefer to deposit funds via ACH or give you a printed check, but there are also some who are happy to hand you a stack of bills. If you need your money by a certain date, ask the lender about a cash payment. Keep in mind that the bank may charge a fee for cash disbursements.
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