Photo by Jordon Cooper
Since credit unions are smaller than banks, you are typically more than “just a number.” If they get to know the person, and you have formed a banking relationship with them through other accounts such as savings or checking, they may be more willing to help you with a loan.
Credit unions are a great option for those looking for smaller personal loan amounts. They are often more likely to approve you, and also provide you with reasonable interest rates and terms.
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