Remember, the home insurance claim adjuster works for your insurer. This means what the policy says, is what goes. If you don’t know what is written in your policy, this will work against you.
If there is any ambiguity in your policy, it is up to the insurer and adjuster to show proof against it. If they can’t, the ambiguity will work in your favor. Make sure you have all policy details, know what you are covered for, and that you fully understand what your policy says. This is critical if you wish to get the full value of the claim.
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