Obtaining a mortgage is a huge process requiring quite a bit of documentation and information to be provided to the lender. You need to provide proof of income and identity, and should be prepared to provide several years of tax returns, several months worth of bank statements, and letters explaining any monetary gifts or big deposits.
Visiting a mortgage loan officer without all your information is a waste of your time and theirs. A good idea is to call first and get them to email you a checklist of the items you need to take with you. The more prepared you are, the faster and easier the mortgage process will be.
View image | gettyimages.com Here's how to get your credit reports free. Your credit score…
Read these tips for bad credit and loans. Poor credit can limit your options when it…
View image | gettyimages.com Make sure you check your credit report for these 10 things.…
Here's how you can help after a natural disaster. When a natural disaster strikes, most…
Here's how to choose the best free hosting. When it comes to hosting your site,…
Choose the best bankruptcy lawyer with these tips. Filing for bankruptcy should be a last ditch…