Before you start checking with other lending institutions see what your bank has to offer. Most banks prefer to make loans to their customers to not only keep customers, but to build relationships into long-term customers. Your banking history with the bank can also hold a bit of sway if your credit score is lower than you’d like.
It is also helpful if your loan is through a bank you already have checking and savings accounts with. Benefits such as the ability to set up automatic payments between accounts can help you to maintain a great credit relationship and provide a bit more peace of mind during the life of the loan.
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