Top 10 Things to Know When Filing a House Insurance Claim

Don’t Sign Out of Desperation

In the event they approve the claim, you have to make sure the settlement is in accordance with the actual damage and costs to you. Never sign an agreement if you don’t agree with it. Don’t sign out of duress, and make sure you fully understand if you do sign the settlement, the claim is closed and you can’t change your mind.

If needed, consider hiring a lawyer to help you decipher what you are getting, and whether or not the settlement is appropriate. Take your time, and do not rush to take the settlement out of sheer desperation or because you are in a hurry to repair the damage in your home.