10 Easy Ways to Save for a Down Payment on a House

Refinance Debts

Still paying off several student loans? Are you paying five or six credit cards a month? Refinancing doesn’t simply apply to mortgages, you can refinance just about any debt and reduce your total monthly expenditures.

By making one payment each month at a reduced interest rate, you can cut expenses. Further, many creditors will offer variable terms on your cards or other debts, if you pay them off early. Look into this option, consolidate, and reduce monthly expenses this way, so as to help increase the amount you can set aside each month.