Stocks, IRA, the 401(K), and other taxable investments can come in handy. Especially if you have compiled a great portfolio, the returns can be quite high on some of these investments.
Consider selling them when the time comes to buy the home. Not only will you receive the funds now, you don’t pay taxes immediately either. And, you don’t have to take everything out to sell, only what is needed to help with the down payment.
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